Couple from Kentucky take Home an $80 Million Powerball Jackpot

Anyone who knows anything about the lottery is aware that some of the biggest lottery jackpots are paid out by the USA Powerball. It has been known to reach some massive figures when it comes to jackpots and has changed the future for a large number of people. Thanks to the internet, people from all over the world have been able to participate in the Powerball draws and take home big prizes. But, the odds of the game are also quite tough and there is no guarantee that you will win. Patrick and Melissa Philips knew how difficult it was to win the Powerball, but they didn’t let that stop them from buying a ticket regularly. 

The couple, who lived in Kentucky, had gotten married in their twenties and had been working ever since to provide their kids with a good life. They tried to do the best they could, which meant they had to make a lot of sacrifices over the years. But, they wanted the opportunity to do better for the kids as well as themselves. The only way they could think of doing so was by winning the lottery. After all, that’s the easiest way of becoming a millionaire

However, all they won were a few hundred dollars every now and then and that became routine. Every time they won, they would simply take the kids out for dinner or on a shopping spree. When they participated in the draw in July of 2017, they were not really expecting to win more than the figure they usually won. Patrick had bought the ticket from a nearby store and he checked the numbers in the evening as he usually did. He realized he had won a prize, but again he didn't pay that much attention to the amount. 

He went to the store the next day to claim the prize and was informed by the clerk who scanned his ticket that he had to go to the Lottery headquarters. He was told that the prize was higher than $600 so it couldn't be paid out at the store. That got Patrick really excited because he and Melissa had been thinking about taking a trip with the kids and their youngest wanted to buy the PlayStation 4. He figured they could do both with whatever they had won. So, it definitely came off as a big surprise when he went to the headquarters and realized that he had won $80 million.

That was a whopper and he couldn’t wait to get home and tell his wife and kids about it. He rushed home as fast as he could and found his wife in the kitchen. She was making dinner and screamed at the top of her lungs when he told her. The kids came running in and were told the good news. None of them could believe it could happen to them. One minute they were living perfectly ordinary lives and then things had changed drastically in the next. 

All family members immediately began talking about what they wanted to do and within a few hours, they had managed to come up with plans that involved the money finishing up. Obviously, that’s not what Patrick and Melissa wanted and they told the kids to calm down. They decided to hire a lawyer to help them with the legal proceedings. Melissa managed to maintain a cool head and told the kids that they were not going to blow up the money. They wanted to ensure that everyone had a secure financial future. Patrick’s wife decided that they would invest some of the winnings, spend some on vacation and things that the kids wanted and also donate money to some good causes.

Patrick agreed with Melissa and it took some convincing, but the kids also accepted it. The parents wanted their kids to have a good education and be able to go to good schools. Also, Melissa did not wish to work such long hours anymore and this gave her the opportunity to cut back her work load. The couple were delighted with the chance of doing what they wanted without having to think about the consequences, something they hadn’t been able to do for a long time.

The question that most people have is how they did it? It is a given that every person wants to win the lottery, especially the Powerball, but it is easier said than done. So, how did Patrick and Melissa Phillips come up with the numbers that allowed them to win? Initially, the couple had chosen to play the lottery with their birthdays and anniversary date, but that hadn’t gotten them the results they wanted. When they had kids, they decided to combine all their birthdays and continued to use the numbers. 

Apparently, their consistency finally paid off when they won the whopping prize. The good thing was that no other player used the same combination so the prize didn’t have to be divided. The couple collected the prize in the form of a lump sum, which was still considerable after state and federal laws. They even shared their winnings with some of their family members who were dealing with some tough times. Yes, they did spend money on the tickets over the years, but they still got a higher return, thanks to the huge prize they won.

This story proves that not all Powerball winners end up worse than they were before winning the jackpot. Patrick and Melissa showed that there is a right way to use your winnings to ensure that you are able to have a secure future. Plus, they also proved that being consistent can actually work in your favor and enable you to win a prize in the long run. As far as numbers are concerned, you can choose to play your own lucky numbers, birthdays or even fully random numbers when participating in the Powerball and that just might help you in winning the biggest prize of your life.

CNN Money Explains How To Play Powerball Online

CNN Money Explains How To Play Powerball Online

Here's how to buy your Powerball ticket online

You can buy almost anything online now -- even Powerball tickets. 

To potentially win the $1.5 billion jackpot prize on Wednesday, most people will have to buy their numbers in person. Only a few of the 44 participating Powerball states have moved the process online. 

But if you really don't want to go, there are a couple of services that let you pay someone to buy them for you. Here's how: 

-- If you live in Illinois or Georgia, you can buy an official Powerball ticket online for Wednesday's drawing. 

-- If you're a California resident, you can use an app like LottoGopher to pay someone to get your ticket. 

-- Lotterymaster, Lotto365 and Congalotto are similar services that work for both international and domestic lotteries, including Powerball. (CNNMoney hasn't tested any of these sites so we can't vouch for their quality.) 

The Illinois online lottery system is pretty straightforward: Pick one ticket or multiple tickets for up to 26 consecutive drawings. You can choose your own numbers or tell the site to pick them for you. Add your tickets to your cart and check out. 

The online process for the Georgia lottery system works like a prepaid PayPal account. First you have to create an "iHOPEcard" account. Then you have to transfer money from your bank in order to buy a ticket online. If you win, the system deposits money back to your iHOPEcard for prizes less than and including $5,000. Rinse and repeat. 

Both states let people play Mega Millions online too. 

Online courier service LottoGopher charges customers a membership fee based on what games they want to play, how often they want to play, and whether or not they want to manage lottery pools through the site. There's a free tier, and three paid tiers ranging from $3 a day to $99 a year. The company stopped taking orders on Monday due to overwhelming demand. 

The jackpot "jumped so much in such a small amount of time that we weren't able to add capacity," founder James Morel told CNNMoney. "We just shut it down completely for now." 

Due to high demand for Powerball tickets, The Lotter says its ticket service is temporarily unavailable too. 

A 14-year-old company, The Lotter gained attention in December when an Iraqi man living in Baghdad used the site and won a $6.4 million jackpot prize in Oregon. 

Given how much is at stake, there's a chance that someone living abroad could take all of the winnings too. Related: You won the Powerball! Here's your tax bill. 

Sites like Congalotto, Lotterymaster, and Lotto365 operate similarly, but appear to be operating normally. 

Each charges customers differently, including some that ask for a one-time fee or a bank transfer fee of prize money.